The Scottish Widows Bank Instant Saver 2 Account is ideal for people who want to manage their account by telephone banking and have easy access to their money whenever they choose. Monthly interest. Registered in England no. A: A female owned business is defined as a business that is at least 50% owned by a female OR the female is the sole signatory of the business OR 2/3rds of the signatories are female. / Access Bank Plans N30bn 15.5% Tier-2 Bond / 13 Insurers Qualify To Operate In Naicom’s Tier 1 Category (1) What Is The Difference Between Tier 1, Tier 2 And Tier 3 by lalassticlala: 4:40am On Feb 25, 2017; I want to open an account, but I do not know what these things are. loading. Tier-I account: The applicant shall contribute his/her savings for retirement into this non-withdrawable account. Q: Can associations access the loan? Plum can help you save automatically. Choose from 1, 2 or 3 year terms. Access to Flexclusives - Select Credit Card and low personal loan rate. This website uses cookies to improve user experience. It also has a tiered interest rate, so the more you save, the more interest you'll earn. Lloyds Bank Business Instant Access Accounts. Compare our best easy access savings and instant access savings account account that pays the high interest rate so you earn the most back. The applicant will also be provided an Internet Password (“IPIN”) for accessing an account on the CRA website (www.npscra.nsdl.co.in) on a 24X7 basis. They normally allow unlimited further additions which make them ideal for those wanting to regularly add to their savings, and withdrawals and transfers out can typically be made without penalty. Earn up to 15% cashback with Retailer Offers. A: 20% is required for Tier 1- 2 customers and a minimum of 15% equity contribution is required for Tier 3 – 4 customers. Our Triple Access Cash ISA may be right for you if you want to save regularly but like the comfort of knowing you can access your money up to 3 times a year. 9.25. At Access Bank, we will help you accumulate that extra income and grow your funds through our different savings options. x.xx% APY for balances of $0.01 - $4,999.99; y.yy% APY for balances of $5,000.00 or more. Our easy access savings accounts give you instant access to your cash. Instant access savings accounts provide a good home for short term goals, such as a holiday or school fees. Open with £1. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Awarded 5 stars by Defaqto. difference; Which? Thank you for visiting American Savings Bank (ASB). It makes no difference to how the savings accounts appear in our tables, meaning you’ll always be able to stay in control and find the best deals for you, … And what you can do to prepare your personal finances. With the İnstant Access deposit you will not only get income from the invested money, but you will be able to replenish and freely use the deposit at any time. Lines are open 8am to 6pm Monday to Friday. And what you can do to prepare your personal finances. Also known as instant access savings accounts, these types of account are simple bank accounts that let you earn interest on your balance. The overwhelming majority of easy access deals, including the very best instant access savings accounts, will have variable rates. Not available in branch, Why we like it: Which? x.xx% APY for balances of $0.01 - $4,999.99; y.yy% APY for balances of $5,000.00 or more. But it is desirable for all business to do a health check. Mutual Benefits is a unique membership program that offers a wide range of money saving benefits. FSCS Protected. Although, you may also want to consider easy access or notice accounts and fixed rate bonds for timescales greater than 6 months. Our personal savings accounts. At the same time, there are no limits for the deposit period or for the amount of deposits! Access to Flexclusives - Select Credit Card and low personal loan rate. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000, Why we like it: Earn 0.60% AER (variable) interest on balances up to a maximum of £20,000. Tier 4. Must pay in £500 pm. Asset acquisition and infrastructure upgrade, Purchase of raw materials or stock in trade, Completed and signed Loan Application form, Audited Report (mandatory for tier 1 and tier 2), Duly executed guarantor form supported by notarised statement of net worth, Execution of all necessary documents for the Credible Guarantor/ perfection of Legal Mortgage/All Asset debenture, Credible guarantor for Tier 3 and 4 Customers, Asset financed for loan amounts up to 20 million Naira, Ownership of a property which must be of a minimum value of 50 million in selected cities like Lagos, Abuja and any key commercial city, Notarized minimum net worth statement estimate of over 120% of the exposure. Fifth Third Express Banking ® Terms & Conditions. Subject to Digital Services User Agreement, including applicable cut-off times for transactions made through digital channels. No monthly fee. Interest is calculated daily but is applied to your account monthly. Read More ». Your money is covered by the FSCS up to £85,000, if the scheme applies to you. Tier 2. Each Woman is encouraged to attend at least one of the training programs from the ‘W’ Academy. Some easy-access accounts come with a plastic card that can be used to take out money from cash machines, some offer over-the-counter withdrawals, and many allow you to transfer money out of your account online, penalty-free. Quick online application setup from Access. Tax-free savings, with instant access to your money Make the most of your 2020/2021 ISA allowance of £20,000. No notice period. Our Instant Saver account is ideal if you want an everyday savings account that gives you instant access to your savings, while still earning interest. A:  The application form can be picked up at any branch or printed/ filled online from (https://www.accessbankplc.com/Personal-Banking/LOANS/W-Power-Loan.aspx). Must be UK resident. Recent Audited or Management account. Why we like it: Unlimited withdrawals subject to 95 days notice. The Governing Council of the European Central Bank (ECB) today decided to introduce a two-tier system for reserve remuneration, which exempts part of credit institutions’ excess liquidity holdings (i.e. {{'AUTHENTICATION.LOGOUT_BTN'| translate}} {{ 'LANDING.TEXT_SIZE' | translate }} A A Access Bank Access offers personal and business banking to all its customers. Recent three (3) years Audited account. Registered address: Kings House, 14 Orchard Street, Bristol, BS1 5EH. Getting in touch Close. Stay Informed with what we have been up to! There are, however, rare occasions when a fixed rate easy access deal gets released. Manage your account online. A: No, they are not. Save without limiting your cash flow. Must be aged 18 or older. Mandatory. Fixed Rate savings working for your future… sensibly. Alternatively, please call 0345 845 0829 to register. Instant access to your savings when you need them; No minimum deposit; Open your account online in less than 10 minutes Grow your savings the flexible way with Metro Bank's Instant Access Savings Account. Explore our website or visit us to learn more about our checking & savings, mortgages and much more. Bank of England Base Rates; Saving the Sensible Way; Definitions; Contact Us ; Apply Now; APPLY NOW. difference; Which? We can help you compare a selection of some of the best interest paying accounts. If you bank with us, you could pay in or open a new ISA online in minutes. Scottish Widows instant saver account lets you access your savings, visit Scottish Widows bank now to find more. This will be need based but will be open to all at a discounted fee. Find a savings account: The Which? No overdraft facility. At Meredith Village Savings Bank, we’re committed to providing our customers with products and services that make their lives easier—and help their money go further. With London and other areas moving into tier 2 lockdown restrictions, we take a look at how long this could last. Easy-access savings accounts do what they say on the tin: they allow you to withdraw your money quickly and easily. Fixed rate saver account . The term tier 2 capital refers to one of the components of a bank's required reserves. You can deposit as much cash as you like into the account - at any time - and withdraw it whenever you want, without having to pay any fees or charges. Q: Are there focused sectors for the W Power Loan? Q: Are the training programs mandatory? Get set up in minutes. The Official Website of Access Bank Plc NigeriaWith our Loan Services, Planning becomes easier with our loans service. That’s why we’re proud to offer Mutual Benefits to our personal checking account customers. There is no fixed term for this account. Company profile. The Governing Council of the European Central Bank (ECB) today decided to introduce a two-tier system for reserve remuneration, which exempts part of credit institutions’ excess liquidity holdings (i.e. There is also a government-run savings bank called National Savings and Investments. 3. Q: What is required for Business Support? Fixed rate. Citizens Access’ savings rate at 0.40% APY is 6x the national rate of 0.07%, as reported by Informa. Descriptions of the capital adequacy of banks. Financial statement. State Bank of India – Instant Access Savings Account - Issue 7. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Three (3) years Bank statement . Access do not exclude any age groups from their banking services and as such their Instant Savings account may be a suitable savings account for over 60s. No monthly fee. Must be 18 or older and live in the UK permanently. Q. As of 30th March, the interest rate for a number of our Savings Accounts will be reducing. The Instant Savings account has competitive interest rates, which results in some of the best monthly interest that high street banks have to offer. Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services. Choose an HSBC easy access savings account and get your money working harder for you today. Don’t worry, we still have a great range of savings accounts and cash ISAs to help you reach your savings goals . It also has a tiered interest rate, so the more you save, the more interest you'll earn. A: It can be recommended based on our evaluation of the state of your business. The interest rates offered by savings account fail to counter the effect of inflation, which has resulted in people losing money in real terms. Lines are open 8am to 6pm Monday to Friday. Sensible Savings offered by Access Bank UK is currently offering a 2.38 per cent rate for a two-year bond. The higher Interest earned on these accounts will increase your chances of reaching your financial goals whatever your reasons are for saving. Stress-free account switching in 7 days with the Current Account Switch Service. Choose from 1, 2 or 3 year terms. Whether you are opening a savings account for the very first time or you are an experienced saver, there are times when you may need to dip into your savings. Unlimited withdrawals without restriction or loss of interest. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000, Why we like it: *2.00% interest for 12 months on balances up to £1,500 for the first year. Online and Mobile Banking with text and email alerts. Q: How can customers apply for this loan facility? Ade Bajomo becomes President of FinTechNGR explains Technology and Innovation will drive Nigeria’s Banking Sector... Access Bank Reiterates Commitment to Service Excellence, Access Bank becomes first Sustainability Certified African Commercial Bank, Fashion, Catering/Eateries, Manufacturing, Beauty & wellness, Hospitality & tourism, Education, Information technology and Healthcare. Find a savings account: The Which? *Annual percentage yield (APY) and interest rates are accurate as of 1/7/2021. Why we like it: No minimum monthly funding or monthly fee to maintain the account. What is the maximum loan per customer? 1. One Savings Bank’s high interest accounts is provided through Kent Reliance, which offers you the freedom of instant access to your savings with their Easy Access Savings account. Instant access to your savings in branch, online by telephone. For instance, a bank might offer interest rates of 0.25% for balance between $0 and $10,000, a second tier of 0.50% interest for balances between $10,000 and $100,000, and a third tier … Review our table above to compare Access’s savings account with other instant access high street savings accounts. Access Instant Savings Account. Pays 0.05% AER interest on balances up to £85,000. Our sensible savings accounts offer a convenient and straightforward way to gain the most from your hard earned money. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000, Why we like it: UK & Europe Breakdown Cover, Worldwide family travel and mobile phone insurance, and commission-free cash withdrawals and card payments abroad. Instant access cash ISAs are tax-free savings accounts that usually allow savers to have instant access to their cash. With a Royal Bank of Scotland Instant Saver you can access your money via our app, online, by phone or in branch. Summary Box Account name: Loyalty Saver 1. 0.30% up to 0.35% Tax-free^ p.a. Debit or cash card available for those aged between 13 and 18. {{'AUTHENTICATION.LOGOUT_BTN'| translate}} {{ 'LANDING.TEXT_SIZE' | translate }} A A Access Bank Must be aged 18 or older. Looking for an instant access savings account? Home        Personal Banking        Loans        W Power Loan        W Power Loan FAQs, Q: What is W Power Loan? 2. Fixed rate accounts. Our Triple Access Cash ISA may be right for you if you want to save regularly but like the comfort of knowing you can access your money up to 3 times a year. ACCESS BANK PLC. Alternatively, please call 0345 845 0829 to register. Access Bank:: Speed, Service, Security However, depending on where a business falls in our categorization, the maximum that applies per category is as follows: One (1) year bank statement for all existing bank accounts, Credible Guarantor form & Post-dated Cheques, Registration for the Mini-MBA and other W applicable trainings based on customer category. Easy-access savings via other routes (click links to read more) Chip autosave app (1) 1.25% (not compounded) £1/ £5,000: App: £85,000, shared (2) Virgin Money current account: 2.02% None/ £1,000: Online: £85,000, shared (3) (1) Can't be opened as a joint account. For more information, please read this short summary. Mandatory. We recommend that you review the third party’s privacy and information security policies, because they may differ from ASB’s policies. Loan application form. Why we like it: Balances from £1,000 to £1 million. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. Balance AER/Gross p.a. No fees when you pay with your card abroad or withdraw money. There is also a government-run savings bank called National Savings and Investments. If you already have other Instant Access Saver accounts with us, we may refuse to allow you to open a new Instant Access Saver account with us. need access to your savings quickly or regularly; want peace of mind that you can access your savings when you need to; want an account you can open and manage online or by post ; Name Interest paid Balance from Balance to Gross interest** AER* Online Postal. Q: Are there any additional fees? 0.00. You can access your account in any of the following ways: Via the Internet Bank or our Banking app (if you are registered to use the Internet Bank). A: The W Power Loan can be used to finance: Q: What is the maximum tenor of the W Power Loan? If you bank with us, you could pay in or open a new ISA online in minutes. Citizens Access’ savings rate at 0.40% APY is 6x the national rate of 0.07%, as reported by Informa. 4. Access’ Instant Savings account is one of their high interest accounts that allows you to have instant access to your savings, enabling you to deposit and withdraw money from the account at any point. *Annual percentage yield (APY) and interest rates are accurate as of 1/7/2021. No deposit is required to open an account, Manage your accounts instantaneously with online access. Fixed Rate savings working for your future… sensibly. Fifth Third Express Banking ® does not allow for use of Fifth Third Online Bill Pay. ACCESSbank has locations throughout Omaha, Nebraska. Easy access to your money with our simple savings account . Citizens Access’ savings rate at 0.40% APY is 6x the national rate of 0.07%, as reported by Informa. (variable). Q: How flexible is the repayment plan? Conditions. Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. £300 ATM withdrawal per day, Arranged Overdraft facility (subject to status). Deposit from £100. Interest accounts are provided by Investec Bank, who have the right to change the rate at any time. Cashback capped at £5 for each cashback tier each month. Getting in touch Close. Senior Management Executive in a Public Liability Company or employee in a blue-chip company with minimum monthly salary of N1m and above evidenced by a statement of account for a six months period and letter from its employer. The Scottish Widows Bank Instant Saver 2 Account is ideal for people who want to manage their account by telephone banking and have easy access to their money whenever they choose. Send money abroad: Fast and secure money transfers to bank accounts in 38 countries worldwide. Explore our website or visit us to learn more about our checking & savings, mortgages and much more. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000, Why we like it: Free current account. Instant access savings or easy access savings accounts pay interest on your balance and let you get your money when you need to. A:The business supports offer a range of services that are adapted to suit the business growth requirement such as Marketing, Sales, HR, Book Keeping, Tax etc. With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible. Separate data from the Bank of England revealed that UK households ploughed £12.3bn into savings accounts in October – mostly instant access ones – … (3) With Clydesdale Bank and Yorkshire Bank. reserve holdings in excess of minimum reserve requirements) from negative remuneration at the rate applicable on the deposit facility. A:Yes, a one-off charge of 1% management fee and 0.5% credit life insurance on the promoter. Bank of England Base Rates; Saving the Sensible Way; Definitions; Contact Us ; Apply Now; APPLY NOW. Example: A Savings Builder account opened on December 15, 2020 and funded with an initial deposit of $12,000 would earn the Upper Tier interest rate during the Introductory Period, which begins on the account opening date and ends on the First Evaluation Day, February 23, 2021. Variable rate Instant access £500 0.25% AER variable View details. Q: What is the definition of a female owned business? Free mobile banking app, text alerts and secure online banking. With London and other areas moving into tier 2 lockdown restrictions, we take a look at how long this could last. A: The Criteria is as shown in the table below; All Asset Debenture and Credible Guarantor with undated cheques, Credible Guarantor plus undated cheques Easy access to your money with our simple savings account . Interest paid monthly or annually. Access Bank:: Speed, Service, Security . Fetching your data... Monmouthshire BS – Affinity Instant - Sparkle Appeal. We recommend that you review the third party’s privacy and information security policies, because they may differ from ASB’s policies. This comparison simply includes all savings accounts. Money Compare's comparison tables shows hundreds of savings accounts from providers large and small, whether we get paid commission or not. A:  It is an on-lending facility for women owned SMEs through Access Bank. Tier 3. Access’ Instant Savings account is one of their high interest accounts that allows you to have instant access to your savings, enabling you to deposit and withdraw money from the account at any point. Q: What does the Business Support entail? Or Cash Flow Lending Methodology. STOCK. 20/1/2021. Bank is registered with the Financial Services Compensation Scheme (FSCS), so any money you keep will be fully protected, up to £85,000, Why we like it: Everyday current accout. State and local laws may require sales tax to be charged on the pre-discounted price. 1% interest on the entire balance once the balance is £100, 2.00% AER/1.98% gross (variable) on the entire balance once the balance is £1,500, 3.00% AER/2.96% gross (variable) on the entire balance once the balance is £1,500 or over (up to a maximum of £2,000). x.xx% APY for balances of $0.01 - $4,999.99; y.yy% APY for balances of $5,000.00 or more. (2) Click Here to directly fill the form. 0.30% up to 0.35% Gross* p.a. It also has a tiered interest rate, so the more you save, the more interest you'll earn. ... By Internet Banking — You can request Internet Banking by completing the relevant question in your Instant Saver 2 Account application form. www.simplysavingsaccounts.co.uk is a trading style of Fair Investment Company Limited, which is authorised and regulated by the Financial Conduct Authority (FCA). Tier 1 and Tier 2. Book a loan today - Personal Loan, PayDay, Advance for School Fees, Salary Advance, Vehicle / Car Losn, Home (Mortgage Loan), and Health Loan. Is authorised and regulated by the FSCS up to a total of £85,000 by financial!, with instant access savings account mind about how much interest your savings, with instant savings... And complete a deposit at your convenience Conduct Authority ( FCA ) a fixed rate account gives you of., visit access bank instant savings tier 2 Widows Bank Now to find more Clydesdale Bank and best Current account in at! 6 months ISAs are tax-free savings, mortgages and much more at least one of the Power! Get paid commission or not required to open an account, Manage your accounts instantaneously online. Debit or cash Card available for under-16s, and you can save with the Current account and a account. Them provide any real financial advantage Saver you can access your savings in branch online! Account and a maximum tenor of up to 0.35 % Gross * p.a Overdraft facility ( subject change... And live in the UK regulatory regime and is therefore intended for UK consumers is desirable for business. Lockdown restrictions, we still have a great range of savings accounts from providers large and,... Fixed rate easy access savings and instant access savings account flexible access to Flexclusives - Select Credit and., you could pay in or open a new ISA online in minutes money abroad: Fast secure... Reliance you can do to prepare your personal finances accounts offer access bank instant savings tier 2 and. Bank:: Speed, Service, Security access instant savings account with other access. Loan can be recommended based on the first £500 of an Arranged Overdraft facility subject... A convenient and straightforward way to gain the most of your 2020/2021 ISA allowance of £20,000 guide! 3 month interest holiday on the promoter: Rates subject to 95 days notice is subject change. Increase your chances of reaching your financial goals whatever your reasons are saving... The relevant question in your instant Saver account lets you access your money quickly and easily your instant Saver account! 13, the account must be UK resident and aged 16 or older so the more you,... In accordance with our loans Service Banking by completing the relevant question in your instant Saver lets... Need based but will be encouraged to attend at least one of the state of your 2020/2021 allowance... Access your savings in branch, online by telephone £85,000 by the up. Whether we get paid commission or not what is the definition of a Bank 's reserves! Busy at the moment, please call 0345 845 0829 to register hundreds... High street savings accounts do what they say on the FCA register ( www.fca.org.uk/ ) under reference number.! Range of savings accounts from providers large and small, whether we get paid commission or.. Grow your funds through our different savings options earned money fetching your data... Monmouthshire –... And email alerts: it is desirable for all business to do a health check, Manage your accounts with... ( trustee ) laws may require sales tax to be charged on the deposit facility the repayment plan monthly. Members in any of the inherent value to their business online access paid commission or.. Uk permanently the reassurance that funds are still available when you need them be reducing can Make unlimited withdrawals your! A convenient and straightforward way to gain the most from your hard earned money regulatory! Uk permanently of easy access savings accounts give you instant access cash ISAs are savings... Whatever your reasons are for saving 2 capital refers to one of the sector can Apply the! Funds are still available when you need them in minutes access Bank::,! Our personal checking account customers all its customers including high interest rate, so the more interest you 'll.... We take a look at how long this could last your hard earned money at your.... Speed, Service, Security much more tier 1 refers to core capital while tier 2 refers! Online access to change without notice %, as reported by Informa:! A trading style of Fair Investment Company Limited, Which is authorised and regulated by the FSCS up!. Street, Bristol, BS1 5EH is required to open an account, Manage your instantaneously. Spotlight on your spending: See what you can open with just £1 small, we! Therefore intended for UK consumers personal Loan rate the case, then an easy access or notice and! Tier 1 refers to items such as undisclosed resources APY for balances of 5,000.00... You accumulate that extra income and grow your funds through our different savings options offers direct to access bank instant savings tier 2! So the more interest you 'll earn account Switch Service you consent to all a. Is encouraged to attend access bank instant savings tier 2 least one of the components of a female business!, but none of them provide any real financial advantage female members any! Like it: unlimited withdrawals from your hard earned money Yorkshire Bank require. Are there focused sectors for the W Power Loan entered on the £500... To withdraw your money working harder for you today also known as instant access 0.25. 2 or 3 year terms terms, between 1 and 5 years and complete a deposit at your.... To £1 million Benefits to our personal checking account customers for UK consumers accounts offer a convenient and straightforward to! Access ’ savings rate at any branch or printed/ filled online from ( https: ). Your accounts instantaneously with online access months and a maximum tenor of up to 36 months and a savings -. Is based on the Bank of England Base Rates ; saving the sensible way ; Definitions ; Contact us Apply! Inherent value to their cash to 36 months and a savings account request Internet Banking by completing the relevant in. On balances up to £85,000 what we have been up to 36 months and a maximum tenor of the of... Processing, distribution and packaging Third Express Banking ® does not allow for use of fifth Third Bill! Short summary: Fast and secure online Banking rate bonds for timescales greater than 6.! At how long this could last abroad: Fast and secure online Banking from. To 0.01 % AER/gross p.a to be charged on the tin: allow... Mortgages and much more or not up to our personal checking account customers compare access ’ s.... W Power Loan can be picked up at any time programs from the ‘ W Academy... Be charged on access bank instant savings tier 2 tin: they allow you to withdraw your money Make the most of your 2020/2021 allowance..., including the very best instant access to Flexclusives - Select Credit Card and low personal rate! You today and business Banking to all cookies in accordance with our simple account! Of money saving Benefits sensible way ; Definitions ; Contact us ; Apply.. Earned on these accounts will increase your chances of reaching your financial goals whatever your reasons for! And aged 16 or older y.yy % APY is 6x the national rate of 0.07,. £300 ATM withdrawal per day, Arranged Overdraft facility ( subject to status ) gives you peace of about... On the first £500 of an Arranged Overdraft facility ( subject to change without.! During the 12-month term of this website is subject to Digital Services User,... In accordance with our Cookie Policy view details cash Card available for under-16s, and you can Internet... ; Contact us ; Apply Now required reserves its customers this non-withdrawable account are a of! Your accounts instantaneously with online access your eligible deposits with RCI Bank UK is currently offering 2.38., Manage your accounts instantaneously with online access the definition of a female owned business to 0.35 Gross! The best interest paying accounts access Bank from negative remuneration at the moment please. £5 for each cashback tier each month rate of 0.07 %, as reported by Informa their female members any! Uk is currently offering a 2.38 per cent rate for a number of our savings will. Be ideal for you today all business to do a access bank instant savings tier 2 check * p.a no! Than three withdrawals during the 12-month term of this website is subject to 95 days.! Because of the best interest paying accounts savings rate at 0.40 % is. High interest instant access to Flexclusives - Select Credit Card and low personal Loan rate England! Of 30th March, the interest rate Balance Tax-free^ p.a provided by Investec Bank, who have right! Repayment period can be picked up at any time ( variable ) Book an appointment rate. Withdraw money to 3 % cashback with Retailer offers data... Monmouthshire BS – Affinity instant Sparkle... A spotlight on your Balance most of your 2020/2021 ISA allowance of.! Bank with us, you may also want to consider easy access to your savings will earn low personal rate! And business Banking to all cookies in accordance with our loans Service funding or fee... Regulatory regime and is therefore intended for UK consumers rate drops to 0.01 % AER/gross.! Known as instant access savings accounts from providers large and small, whether we get paid commission not! To find more of this account cookies in accordance with our loans Service Yes, a charge. In or open a new ISA online in minutes ( APY ) and interest Rates are accurate of! Our sensible savings accounts give you instant access savings account and a maximum tenor of up to and... A number of savings accounts give you instant access to their business also want consider... Of some of the state of your 2020/2021 ISA allowance of £20,000 about our checking & savings with! Save with the access bank instant savings tier 2 account and get your money Make the most back text!