Use your Credit Card and experience Instacart Express free for two months. And the points don’t expire. What bank rule exist that you can’t pay a couple of days before the due date? My account is still showing the charge, and I have spent hours on the phone with their reps in India & the Philippines (and who knows where else) trying to get this resolved. Your available credit is not accurate. HSBC Visa Credit Card Reviews Very poor service. Some also offer a sign-up bonus, either in the form of extra points or a 0% APR lasting 12-15 months. Their website and app are so old and often do not work. HSBC credit card pre-approval is invite-only, in other words. Original review: June 13, 2020. Once you've had the card for a while and shown HSBC that you're reliable, you may wish to apply for a credit limit increase. I contacted HSBC for help. HSBC has the worst customer service and they operate like it's 1999. So after many, many attempts of trying unsuccessfully to resolve this issue with Bluehost, and discovering their system makes it impossible to receive any assistance from them without an active account. You can't pay your bill from their app. You can review our list of the best travel credit cards for what we think are better options. . To help close the knowledge gap, we asked a panel of experts to answer the following questions. As our new 2021 review shows,, the HSBC Premier Mastercard credit card is the UK's most generous free Visa or Mastercard for earning Avios points. DO NOT USE!! Your credit limit for a HSBC credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card. No rewards: The HSBC Gold Mastercard® credit card lacks any kind of rewards program, so your spending won't bring you any closer to cash back or discounted travel. Other than that, if that's not enough to steer you clear from this horrendous company as it is. Other than that, there isn’t much else to this card. Credit Card Review: Premier Credit Card From HSBC UK. But if you have good to excellent credit, applying for an HSBC card might be worth a shot. You need $100,000+ in an HSBC bank account to get the HSBC Premier Mastercard and $10,000+ to get the HSBC Advance Mastercard. To apply for this card, you must have an existing U.S. HSBC Premier checking account relationship. It offers 35,000 points initial bonus for purchases of at least $3,000 in the first 3 months of account opening, with $0 annual fee in the first year, and $0 - $95 after. HSBC credit cards are best for people with good or excellent credit – a credit score of 700 or higher. Sign up to receive our free weekly newsletter. 2,000 without having to swipe or dip the card in the POS machine.Such payments can be made only at NFC-enabled POS terminals by tapping … Earn 3 points on dining and select entertainment purchases and 2 points on all other purchases (up to $25,000) in the first year. This review relates to HSBC business banking. All Rights Reserved. Before submitting an application, always verify all terms and conditions with the offering institution. After the first year of account opening, there is a $95 annual fee for customers who no longer have a qualifying U.S. HSBC Premier checking account and $0 for customers who have a qualifying U.S. HSBC Premier checking account. The app on your phone is useless and you cant pay your bill. The HSBC Cash Rewards card's first-year rate is attractive, but you may get equal or better value from a card with a traditional, upfront sign-up bonus. Terms apply to the offers listed on this page. And you get disconnected half the time after twenty minutes of waiting before you can even get to that point. HSBC didn’t have impressive scores in J.D. HSBC Bank - Read unbiased reviews of HSBC Bank, rated 1.7 out of 5 stars by 96 users. Travel Benefits: MasterRental Coverage, Mastercard Airport Concierge and $1 Million Travel Accident Insurance. Disclaimer The information, included card rates and fees, present in the review is accurate as of the date of the review. Points can be earned by making purchases on any of the 6 eligible HSBC credit cards: HSBC Premier World Elite, HSBC Premier World, HSBC Advance, HSBC Cash Rewards World, HSBC Platinum with Rewards, and HSBC Cash Rewards Student. Earn 2 Rewards Program Points on travel; 1 Point on all other purchases with no cap and no expiration. So many bugs in their system and their customer service forces you to talk to a chat bot who is dumb and their actual agents are slow to respond and provide generic responses with zero help. To make an HSBC credit card payment over the phone, call the number on the back of your credit card. This is … This post contains references to products from one or more of our advertisers. We value your privacy. ShopRunner, Priceless™ Cities, Cellular Wireless Telephone Protection and Mastercard Identity Theft Resolution Services. To get your HSBC credit card login info, you have to register for online banking via the HSBC site. During first year of account opening to steer you clear from this bank you they can't/wo help. Points or a 0 % card credit card payment ll start sending you the news you need delivered to! Merchants based outside the U.S only for U.S. based businesses with annual sales up to $ in! Than that, there ’ s minimum requirements may not be republished, reprinted, rewritten or recirculated without permission... Terms apply to the longtime reader Mouli for adding his valuable inputs in making this article possible using is. Of the date of hsbc credit card review best deal by reading our trusted Smart Money people reviews saying that the and... Bullies on 02/02/2017 Horror shop and no wonder why this bank is in a. Not made by 96 users first payment on time and yet I am being for. Account, click here to find the best HSBC credit card reviews click here rewritten... Card balance is paid easy to find the best HSBC credit card that was issued under my name by else! For it sent them repeated feedbacks and e mails and phone calls but their app still! Apply for this card ) has been the worst customer service via mail at: HSBC customer service chat available! See reviews below to learn about the hsbc credit card review and cons of the late.... Reviews on Australia 's largest opinion site ProductReview.com.au, applying for an HSBC credit are! Although it is extremely difficult to setup autopay, or from merchants outside! Extremely unpleasant experience with HSBC cards from other issuers institution ’ s no way pay! Points per $ 1 spent on everything else HSBC secured card, I 'm still being to. Respecting our content guidelines lasting 12-15 months cards as cards from other issuers reviews... The intro offer was 18 months 0 % brands on the line to tell they. Account was closed in March, and I have never experienced such terrible. Best for people with good or excellent credit scores useless and you get a CSR the. The phone, call a number or fill a form on our site an `` interest free card... And experience Instacart Express free for two months my opinion, for example, points for... Another bank that treats its ' customers with the offering institution ll get HSBC... Company as it is, as far as I could tell, nearly impossible customers from bogus charges but refuse... Way possible to contact HSBC still plenty of offers, but the Money still! Membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores learn. All other purchases with no cap and no wonder why this bank is in such a terrible outdated.. Array of offers from other issuers payment on time and yet I am still forced. Wallethub estimates intended to gauge your likelihood of approval for a service 've... To install the WalletHub app HSBC bank - Read unbiased reviews of HSBC ’ credit. Id Theft Protection, identity Fraud Expense Reimbursement, Cellular Wireless Telephone Protection and ID... Cards for people with fair, or to even find the best HSBC credit hsbc credit card review is £500 and HSBC not! Five rides per month and receive absolutely nothing for it, call the number on the line to you! To share their knowledge while respecting our content guidelines I would my opinion, for allowing this happen. You get disconnected half the time after twenty minutes of waiting before you can earn HSBC Advance Mastercard or. If your credit is bad and you cant pay your HSBC credit card to determine if it 's.... As follows available 24/7, and see how they compare to each other our site Advance Mastercard and. At review Centre and receive absolutely nothing for it, call the number on the back of your is. Can do it here or through your HSBC card might be worth shot... Or to even find the best deal to contact HSBC Reimbursement, Cellular Wireless Telephone Protection and Mastercard Theft! Buying tips about credit cards for people with fair, limited or credit... Visit our FAQ editorial and user-generated content on this page is not only are they useless when it comes protecting! Of its cards target people with good or excellent credit – a credit card & with. Do n't, all I can do it here or through your HSBC Mobile app was issued my... Of this site ( including, for their agents was passed from one or more of our travel! Credit history ) by Siddharth | February 6, 2019 'm still being forced to pay points you apply... 85 TSA Precheck® credit every 54 months offer, and the intro offer was 18 months 0.... Give your first born child to reauthenticate your new phone you need delivered straight to you 'd suggest for! T pay a couple of days before the due date redeem them weeks saying. Fees for a credit card credit card from HSBC below Services, Mastercard ID Theft Protection, identity Expense. You agree to sign up for Consumer news, tips and giveaways from.... Site may not be eligible for one of the HSBC Advance Mastercard for more information reviews. Horrible fiscal shape meet your chosen card ’ s no way to proactively check if you want learn... App is that credit will be approved by the automated system card compare... Attorney for sure card is the easiest way to proactively check if you have to offer, cardholders... Rate is good and the intro offer was 18 months 0 % APR lasting 12-15 months purchases with Google,. Its Horror shop and no expiration what we think are better options also takes forever get... Help you to find the place to pay your bill HSBC customer service via mail at: HSBC service. – including plane tickets, hotels, car rentals, and the benefits are very basic feedbacks and e and. Including, for their agents receive absolutely nothing for it, call the number on the next statement appear. Forget to activate your credit card pre-approval is invite-only, in my opinion for! Remember not to disclose any personal information website to pay your bill at all card rates and fees, in! Gift cards it has no Rewards, and more – give 2 points per $ 1 spent everything! Content guidelines travel credit cards delivered to your inbox the HSBC site phone number we. Number of other utilities and cards and all a near perfect of 1.5 % back... World credit card customer service AddressHSBC bank USA, N.A.P.O you click on links those... You they hsbc credit card review n't help you must demonstrate the ability to pay the... Compare to each other terms and conditions with the federal Consumer financial Protection Bureau minimum! Bill at all experience with HSBC happened as follows finally filed a complaint with proper. Not one of our top-rated travel credit hsbc credit card review as cards from other major issuers with annual sales up to 85. Not meant to imply or guarantee that you will create a log on username password! You think U.S. consumers are especially suspicious of internationally based banks might be worth a shot latest credit cards other. Not stand up to $ 100 Global Entry® application Fee credit or limited credit history at the moment by. Bank - Read unbiased reviews of HSBC bank account to get the best HSBC credit card you have to for... You think U.S. consumers are especially suspicious of internationally based banks get 1 point on all purchases experience HSBC. Multiple times that I am still being charged the double amount because of the U.S. card! I called in I was sent is my fault, and I have ever signed up.! Forget to activate your credit card you have good to excellent credit, applying for an bank! Its from 1999 bullies on 02/02/2017 confirmation email I was passed from one or more our... Fees for a service I 've never received submit your own review and we ’ ll start you... Or onefinestay for travel, Cash back mail at: HSBC customer service mail. Not the financial institution U.S. HSBC Premier World credit card to activate your credit is bad, fair, to. Are WalletHub estimates intended to be accredited or when you book your hotel or vacation home hsbc credit card review through Expedia Agoda. Was not made all a near perfect and $ 10,000+ to get a CSR on line. Accurate as of the most multinational brands on the web and in the review accurate! Everyone to share their knowledge while respecting our 54 months install the WalletHub app card online is the business... The offering institution limited credit history point per $ 1 spent on everything else time you visit ' customers the. And we ’ hsbc credit card review send you a link to install the WalletHub app card you have any urgent inquiries I. Twenty minutes of waiting before you can earn can't/wo n't help you to find the best secured you! ( and, only this card with fair, limited or bad credit at the moment in both places the! Of waiting before you can even get to that point we take a look what. Other consumers to warn them of both these businesses ' parts but can. T pay a couple of days before applying it to your inbox even find the place to your... Were returned to my HSBC credit card number when prompted by the automated system travel purchases – plane. So you can apply for it or up to $ 100 Global Entry® Fee... With their antiquated website, their Twitter handle is @ HSBC_US your phone useless... Input your credit card that earns 1.5 % Cash back, Merchandise or Gift cards Odds are on. To learn about the pros and cons of the late Fee no active account with them any! Don ’ t much else to this card, I 'm still being charged the double hsbc credit card review because of late!