The HSBC +Rewards TM MasterCard ® offers 20,000 Points ($100 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Overall, we really like the HSBC Cash Rewards Mastercard®. Conditions Apply. There are two versions of the card. Bankrate.com does not include all companies or all available products. Wishful thinking that there might be a rebate or renewal discount for current cardholders? Choose something else if you want to earn loyalty rewards or travel perks. Compared to some of the best cash back rewards cards and no annual fee offerings, the HSBC Cash Rewards Mastercard comes up short—but not by much. Get a low interest rate and earn points when you spend money on dining or entertainment. The HSBC Cash Rewards Credit Card is a credit card that offers 3% cash back — without any spending category restrictions — for the first year of membership. All products or services are presented without warranty. HSBC Cash Rewards Mastercard® Credit Card. I believe that it indicates (on the website) that they will consider circumstances like yours. This is our review of the HSBC Premier Mastercard credit card. (I have this card and was completely unaware of the Expedia stuff). The annual fee is $0. A cash ISA does not seem to count but an equity ISA – where you can invest as little as £50 per month – seems to be OK given reader feedback. It’s a solid cash back credit card that doesn’t bog you down with rotating categories and gives a solid annual bonus. You can see it in this PDF brochure. Original review: Oct. 19, 2020. I opened an "interest free credit card" with these bullies on 02/02/2017. Dropped down to premier over a year ago. The HSBC Advance Mastercard credit card is a rewards credit card. For the first 12 months (and up to $10,000 in purchases), cardholders earn 3 percent cash back on all eligible purchases, followed by 1.5 percent unlimited cash back once the spending cap is met. Check the bank’s website for the most current information. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history. Bankrate.com is an independent, advertising-supported publisher and comparison service. These articles are linked to the relevant sections of the ‘Credit Card Offers‘ area in the menu bar. Earn 30,000 Points ($150 travel value), plus get a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Review: HSBC Cash Rewards Credit Card The HSBC Cash Rewards Mastercard® is a great option for anyone with good credit or better who wants to earn cash back at a consistently high rate without … Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Card Offers’ link in the menu bar at the top of the page. The HSBC Cash Rewards Mastercard offers lucrative cash-back rewards that are competitive with other rewards cards. Earlier this month I was approved for the Premier account & then World Elite Credit card, my only connection to HSBC is my company’s business current account was moved to them in 2020. Bankrate.com is an independent, advertising-supported comparison service. Conditions Apply. But it also has no annual fee, and is very forgiving when it comes to the other terms. Wishful thinking. It is part of our series of articles looking at the major UK loyalty credit cards and discussing whether or not they are worth applying for. The annual fee is $0. You’re covered with up to $600 in reimbursements per claim, as long as you pay your bill with your card. It has a 2% foreign transaction fee but I only just realised that it gives 0.66 Avios per HK$ if you register the appropriate offers, including an offer for “foreign spending” i.e. Collect reward points by shopping with your card. There are two versions of the card. For full details of how your data is used and stored, please see our data processing page here. I don’t believe they have a leg to stand on – but does anyone know better? We will never sell your email address or use it for anything except sending our newsletters. Must apply by March 29, 2021. After that, it earns 1.5% back on everything. It is mandatory to procure user consent prior to running these cookies on your website. Welcome Bonus: Earn 30,000 Points ($150 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). The HSBC Gold Mastercard is your run-of-the-mill credit card with limited rewards and an equitable 18-month intro APR. Will probably upgrade if we can once we start travelling again. The HSBC Cash Rewards Mastercard® is a jack-of-all-trades card. It also offers advanced security measures such as Mastercard ID Theft Protection, contactless payments, and customer service available by phone or online messaging. You can earn up to $200 in travel rewards, plus get the first year annual fee rebated with a new HSBC Mastercard. The HSBC World Elite ® Mastercard ® is a flexible rewards card that will get you 6 points per $1 spent on eligible travel purchases, then a steady 3 points per $1 on all other eligible purchases. However, there’s more to the HSBC Gold Mastercard than meets the eye. As the HSBC Premier Mastercard adds a 3% foreign exchange fee, you might want to get a separate free credit card to use abroad. However, its clear they cancelled due to the downturn in passenger numbers as they are still running the flight on other days. (Want to earn more miles and points from credit cards? If the pound keeps rising as I predict I’ll even make a profit on the exchange rate by the time it comes to pay it off. This category only includes cookies that ensures basic functionalities and security features of the website. Continuing implies your consent to this policy. 30,000 points and an unbeatable set of travel benefits – for a fee Read our full review. We also use third-party cookies that help us analyze and understand how you use this website. The information about the HSBC Cash Rewards Credit Card has been collected independently by Bankrate.com. You’ll also need to have either: an HSBC Advance Bank Account; paid at least £1,750 a month (or a total of at least £10,500) into an HSBC Bank Account or HSBC Premier Bank Account over the past 6 months. The HSBC Premier Mastercard is issued by HSBC. If your identity or card is compromised, you get access to one-on-one support until your claim has been resolved. HSBC World Elite Mastercard: 20,000 bonus points after the first purchase * 20,000 bonus points after the first purchase * Additional 80,000 bonus points after spending $5,000 in the first 6 months * Annual fee rebate for the first year: HSBC +Rewards Mastercard: No bonus offer * 20,000 bonus points after spending $2,000 in the first 6 months After that, it earns 1.5% back on everything. These Mastercard services provide access to luxury amenities and upgrades at popular travel destinations worldwide. I thought the exception was just for the compensations. This compensation may impact how, where and in what order products appear. For every eligible purchase, you’ll earn “cash rewards” points you can redeem for cash back or other rewards. You’ll get access to a ton of shopping and travel discounts, including 10 percent off rental homes with onefinestay, a complimentary ShopRunner membership, discounted access to Priceless Golf courses and more. While the HSBC Cash Rewards Mastercard’s reward rates are described in terms of cash back percentages, the card’s documentation makes it clear. As the lounge access was a significant component of the HSBC WE, they must have saved a fair bit over the last 12 months on this. For an average spender, the HSBC Premier Mastercard offers twice the value. Click on the PDF brochure under the bit where I list all the air miles partners. If you currently pay for a ‘packaged’ current account with another bank you may save money by moving across. ), Maximise your frequent flyer miles and hotel points by signing up to our emails. Welcome! A Red Ventures company. HSBC +Rewards™ Mastercard® review. There is also a more generous, premium version called the HSBC … Necessary cookies are absolutely essential for the website to function properly. In general, did the airlines get any flexibility re re-routing obligations? I’m not sure if the eligibility criteria is limited to only investments. The HSBC Cash Rewards Mastercard® Credit Card is a no-frills cash back credit card built for everyday spending. It has no rewards, and the benefits are very basic. That works out to paying 2p extra per £ to get 6 Avios per £!. HSBC Cash Rewards Mastercard Review: 3% Back in Year One The card's first-year rewards rate is attractive, but you may get equal or better value from a card with a traditional, upfront … All Rights Reserved. Currensea is free so there is no risk in giving it a try. How do BA American Express companion vouchers work? Along with a solid welcome offer and steady cash back, this card also offers other benefits. Click for details. It has a £75 fee, refunded pro-rata if you cancel. There is also a more generous, premium version called the HSBC Premier World Elite Mastercard which I review here. Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. Citi Rewards Card (P30 = 1 reward point, 3x rewards point on shopping, dining, and booking flights) Read the review below to … Yep – supp card holders need to be 18 over so I imagine, there comes a point that Amex Plat would be better in those cases. The HSBC Cash Rewards Mastercard® credit card is a solid no-annual-fee credit card that earns 1.5% cash back on all purchases. You don’t mention the HSBC travel insurance (which is as good as Amex Platinum) or warranty insurance. Forgiving when it comes to the relevant sections of the ‘ credit card is a cash! Publish date your email address or use it for anything except sending our.. That appear on this website per dollar, or your clicking on links posted on this site are from from! List all the air miles partners on all purchases in the menu bar the cost of flights and other often. Inc. NMLS ID # 1427381 | NMLS Consumer access of their control continue reading HSBC... 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